How can I lift my Withdrawal Limit?

For security reasons, there are initial limits on the amount of money you can withdraw from your PayPal account each month. Until you complete certain steps, you may be limited to the amount you can withdraw each month. The start of a month is determined by when the PayPal account was opened (for example, May 15 to June 15).

You can lift this limit by completing two out of three steps listed below:

  • linking and confirming your bank account
  • verifying your credit or debit card information
  • providing your social security number

Please note, if you have PayPal account in Antigua & Barbuda, Albania, Algeria, Bosnia & Herzegovina, Barbados, Belize, Dominica, Egypt, Fiji, Grenada, St. Kitts & Nevis, St. Lucia, Malawi, New Caledonia, French Polynesia, Palau, Seychelles, Turks & Caicos Islands, Trinidad & Tobago:

  • Your Balance: Both commercial and personal payments you receive go to your pending balance. They belong to you, but you can't use them or withdraw them usually for 30 days. This is a holding period for new sellers. We’ll review it later when you have a successful selling history with us and then the payments you receive will be added to your available balance.
    • Note: Mass payments you receive are exempted from holds and they become available immediately.
  • Your Withdrawals: On the first day of every month, your available balance is transferred automatically to the Visa card or U.S. bank account that you selected. This automatic transfer is free.