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How do I send a payment in a different currency using my credit card?

When paying in a different currency with your credit card, you have two options to convert the money.

  • Use PayPal's conversion process to complete your transaction using your card's currency.
  • Receive a invoice in the currency listed on the seller's invoice.


You can see these conversion options on your payment review page.

If PayPal performs your currency conversion, you’ll be notified of the conversion rate at the time of the transaction.

If you choose to use your card issuer's currency conversion procedures, PayPal doesn't know the conversion rate.

If you use an American Express card, you don't have the option to use PayPal's conversion process. American Express takes care of the conversion.

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