PayPal Payments Pro

Accept
Visa, Master Card, American Express, Discover, PayPal

Create your own payment solution.

Develop a payment processing solution as unique as your business. You get everything you need without the extra fees.

  • Fully customizable APIs
  • Clear pricing, no hidden fees (See Pricing)
  • No long-term commitments or monthly minimums
Get Started
Call: 1.877.455.1505

Customize your checkout.
(formerly Website Payments Pro)

In addition to getting a merchant account and gateway in one, our direct payment APIs let you create your own online checkout experience. You control everything that your customer sees, from layout and brand colors to language and page sequence. It also works with the most popular shopping carts, including Shopify, VP-ASP, and GoDaddy. (See all).

Our team of payment experts is on hand to help your developers build the ideal payment system for your business.

What do my customers see?

Turn your computer into a credit card terminal.

With Virtual Terminal, simply log in to your PayPal account and process phone, fax and mail orders instantly online. It works at your office, at a trade show or anywhere you have Internet access. All major credit cards are accepted, and the money hits your account in minutes. Learn more

Swipe credit cards with your free card reader.

PayPal Heretm is a simple way to accept credit and debit cards, PayPal and even checks—anywhere you do business. Unlike other mobile payment solutions, PayPal Here comes with an encrypted card reader that can be used by as many as 20 employees—backed by PayPal’s world-class security, risk and fraud management systems. Learn more

Email your invoices for faster payment.

Use your computer, smartphone or tablet to email professional looking invoices to your customers. Add your logo to our template and save any invoice to use again. Your customers don't need a PayPal account to pay you-they simply click to pay online and the money normally arrives in your PayPal account in minutes. It's free to send an invoice with PayPal. You just pay a small percentage of the invoice amount when it gets paid.

What do my customers see?

Access your money quickly.

When the order is complete, the money usually shows up in your PayPal account in a few minutes. From there, transfer it to your bank account. Spend it wherever PayPal is accepted or use your PayPal Debit Card1 at the ATM or in stores. Plus, earn 1% cash back when you sign for purchases.
1 You can apply for the PayPal Debit Card MasterCard® Business Card after your PayPal account has been in good standing for 60 days.

Keep your costs down.

On average, PayPal Payments Pro is up to 14% less expensive than other credit card processors.2 Like them, we charge a fixed percentage and a transaction fee on every sale. There is also a $30 monthly fee. What makes PayPal different is that there are no extra fees for setup, statements, withdrawals or cancellation. Those hidden fees can really add up. See Pricing

Do right by your customers.

PayPal is always free for your customers to make a purchase. They don't even need a PayPal account and can pay you in any of 24 currencies. Over 100 million people trust PayPal to help protect their financial info. And with our built-in mobile checkout, your smartphone customers will be happy too.

Keep up with your payments.

Monthly statements, downloadable logs and instant transaction searches are all part of the service. Need to work out sales tax and shipping costs? Show the correct amounts at checkout with our instant calculators. We'll even help you create shipping labels.

Get advanced fraud protection.

If there's one thing people know about PayPal, it's how seriously we take security. Automatic fraud screening and our Seller Protection Policy help keep you and your customers safe. If you prefer to manage your own security measures, add customizable risk filters for an additional fee. And since PayPal is PCI compliant, your task of meeting these standards is a good deal simpler.

Looking for a simpler solution?

Our Standard or Advanced solutions may be better options for your business.
Compare solutions

Get Started
Call: 1.877.455.1505
2 Based on a study by IPSOS in Q2 2010, a side-by-side comparison of PayPal's processing fees vs. competitors' processing fees among 88 randomly selected small and medium sized businesses processing up to   $15 million per year online.

Pricing

SOLUTIONS
PayPal Payments Standard
PayPal Payments Advanced
PayPal Payments Pro
Discounted Nonprofit Rate
MONTHLY FEE $0 $5 $30 $0
SETUP FEE $0 $0 $0 $0
TRANSACTION FEE FOR ONLINE PAYMENTS
(based on monthly sales)

$0 to $3,000

2.9% + $0.30 2.9% + $0.30 2.9% + $0.30 2.2% + $0.30

$3,001+ to $10,000

2.5% + $0.30* 2.5% + $0.30* 2.5% + $0.30* 2.2% + $0.30

$10,001 to $100,000

2.2% + $0.30* 2.2% + $0.30* 2.2% + $0.30* 2.2% + $0.30

$100,001+

2.2% + $0.30* 2.2% + $0.30* 2.2% + $0.30* 1.9% + $0.30
TRANSACTION FEE FOR CARD READER
(Swiped and PayPal transactions)
2.7% 2.7% 2.7% 2.7%
TRANSACTION FEE FOR CARD READER
(Typed and scanned transactions)
3.5% + $0.15 3.5% + $0.15 3.5% + $0.15 3.5% + $0.15
TRANSACTION FEE FOR VIRTUAL TERMINAL PAYMENTS
(based on monthly sales)

$0 to $3,000

N/A N/A 3.1% + $0.30 N/A

$3,000+ to $10,000

N/A N/A 2.7% + $0.30* N/A

$10,000+

N/A N/A 2.4% + $0.30* N/A

Micropayments

If your transactions average less than $10, you could save money with our "5% plus 5¢" rate.

The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% charge to receive payments from another country.

*Merchant Rate Qualification Required

When your monthly sales exceed $3,000 and you've been a PayPal member more than 90 days, please fill out a one-time application, subject to approval.

What do my customers see?

What do my customers see?