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Help Center > Payments/Send money > How do I send a payment for goods and services using PayPal?

How do I send a payment for goods and services using PayPal?

You can use Visa, MasterCard American Express, and Discover with PayPal.

You can select your credit card each time you make a payment:

  1. Go to the Send & Request section of your account.
  2. Click Pay for goods or services.
  3. Select the recipient or enter their email address and click Next.
  4. Enter the payment amount, and select the currency and shipping address.
  5. Click Continue.
  6. Review the payment's details and select your credit card.
  7. Click Send Money Now.

Just keep in mind that if you have a balance in your PayPal account, we'll usually use that before your credit card.
If you don't have a PayPal account, you can enter your credit card information during checkout to complete the payment.

Here's how to pay a Payment Request or a Detailed Payment Request for goods and services:

  1. Go to the Activity section of your account.
  2. Click find the Detailed Payment Request or Payment Request.
  3. Click Pay under Order status/Actions.
  4. Review the information and click Continue or Pay.
  5. Click Pay Now to complete the transaction.

If you don’t have a PayPal account:

  1. Check your inbox for an email from PayPal.
  2. Click the Pay Now button in the email. If you don’t see the button, click the link in the email or copy and paste the URL into your browser’s address bar.
  3. Click Continue and follow the instructions to sign up for a PayPal account and pay.
  4. If you don’t want to sign up for a PayPal account, click credit card and follow the instructions to pay with your card.


Your PayPal account balance is usually the first payment method used to fund a transaction. When you don’t have enough money in the required currency in your PayPal account balance, we will use the available funds and use your backup funding source (credit card or US bank account) for the remaining amount.

We always try to use the cheapest payment method available on your account, so that you’ll avoid having to pay currency conversion charges whenever possible. Using the cheapest funding source means that sometimes, we’ll charge your credit card even though funds are available in your PayPal account balance.

  • You cannot set a default payment method on your account but you may be able to change it for individual transactions. To change the payment method for a transaction, click the Change or More Funding Options on the ‘Review your Payment’ page.
  • You cannot change your payment method after you've sent the payment.
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