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More choice for your customers. Where they need it.
PayPal Pay Later is available in the most competitive markets in the world and comes at no extra cost for your business.
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Give customers more buying power
By offering the choice of payment in installments, you're empowering your customers with more flexibility to make purchases. They can pay over time interest-free (in selected countries) while you can see higher sales and more repeat business.
Customer financing. Perfected.
Pay Later enables shoppers to make purchases in interest-free payments in the US, UK, France and Australia. Businesses pay no additional costs, so it helps increase revenue without increasing marketing costs.
A win for your customers
- Payment flexibility: You get paid upfront, while your customers pay later.
- Interest-free payments: Your customers can stretch purchases over installments without interest (in selected countries), sign up or late fees.
- Purchasing power: With the ability to spread payments over time, purchases become more affordable.
- Most trusted pay later brand: Rated most trusted brand across buy now, pay later providers.(1)
A win for your business
- Increased sales: giving shoppers more spending power could help boost your average order values.
- No additional costs: PayPal Pay Later offering is included in your existing PayPal Checkout
- Easy promotion: add buy now pay later messaging to your site in a couple of clicks to enhance your offering.(2)
- An expansive network: connect with PayPal’s ever-expanding network with millions of customers across the globe.
The numbers you need to know
- 33% of consumers say that no late fees are an important feature in choosing a buy now, pay later payment option.(3)
- Merchants who offer Pay in 4 benefit from the fact that 50% of consumers make additional PayPal pay later purchases within three months of their first purchase and 70% within six months.(4)
- PayPal's Pay Later offering comes at no additional cost to merchants, while boosting their conversion rates and increasing cart sizes by as much as 39%.(5)
- 57% of Gen Z and Millennials feel buy now, pay later is a smarter way to shop, while 37 percent say it gives them more control of their finances.(6)
See Pay Later in action
Promote PayPal Pay Later in a click
PayPal Pay Later is already built into PayPal Checkout, so it's easy to set up our ready-to-display messaging on your site.
Your customer selects their best option
PayPal Pay Later helps your customers to buy what they want and pay over time.
Customer gets clear payment information
Your customer sees their payment schedule. And there is no interest or sign up fees for their purchase of your business.
We do the rest
Once the order is processed, you get paid upfront. Then we take care of collecting the installment payments from your customer - the first at checkout.
See Pay Later in action
Promote PayPal Pay Later in a click
PayPal Pay Later is already built into PayPal Checkout, so it's easy to set up our ready-to-display messaging on your site.
Your customer selects their best option
PayPal Pay Later helps your customers to buy what they want and pay over time.
Customer gets clear payment information
Your customer sees their payment schedule. And there is no interest or sign up fees for their purchase of your business.
We do the rest
Once the order is processed, you get paid upfront. Then we take care of collecting the installment payments from your customer - the first at checkout.
To learn more about how PayPal Pay Later can help transform your payment experiences, contact our sales team today.
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**About Pay In 4 (US): Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. Is a Georgia Installment Lender Licensee, NMLS #910457.
(1) An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
(2) Requires latest PayPal JS SDK integration.
(3) An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 U.S. online shoppers ages 18-39.
(4) An online study commissioned by PayPal and conducted by Atomik Research in May 2021 involving 2,007 U.S. shoppers ages 18-40.
(5) PayPal data analysis May 2021
(6) PayPal Q2 2021 Earnings Call, July 2021