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Why can't I link a bank account to my PayPal account?

Here are some possible reasons why you couldn't link your bank to your PayPal account:

  • The account must be with a bank located in the same country as your PayPal account. In some countries, you can also use a U.S. bank account.
  • The name on the bank account must match the name on the PayPal account.
  • You can't link a bank account to more than 1 PayPal account at a time. Try removing the bank account  from the PayPal account it's currently linked to.
  • The bank account has already been linked to 3 PayPal accounts in the past. You can't link a bank account to any more than 3 PayPal accounts over its lifetime.
  • The bank account is already active on a PayPal account that has a limitation  or a balance below zero.
  • The bank isn't compatible for use with PayPal. This may include most online-only or prepaid bank accounts.

If approved, you may be able to link the same bank account to a second PayPal account. You'll be informed when linking the bank if you've been approved.

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Why can't I link my credit or debit card to my PayPal account?

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