How do I confirm a debit or credit card that I've linked to my PayPal account?

By linking and confirming your credit or debit card you help us to confirm your identity and verify that you own the card which you have registered to your PayPal account.

To confirm your credit card, we’ll make a small charge to the card to generate a unique 4-digit PayPal code on your card statement. You’ll need to find the code on your card statement and enter it on the PayPal website. The charge will be refunded to your card once the card is confirmed or if the 4-digit code is left unused for 75 days. Depending on your card issuer, the refund may take up to 30 days to appear on your card statement.

Authorise PayPal to send a code to you

  1. Go to Wallet.
  2. Click on the card you want to confirm.
  3. Click Confirm card.
  4. Review the process and click OK.

Locate the charge and a code on your card statement

The 4-digit code is displayed on your card statement next to the small charge. In the item description section, you will see it next to the word “PayPal.” For example, if you see PayPal*1234CODE or PP*1234CODE on your statement, then “1234” is your code. Please allow 2 to 4 business days for the PayPal code to appear on your online card statement. Otherwise, check for the code when you receive your next statement in the mail.

Confirm your card by entering the code

Have your 4-digit PayPal code ready.

  1. Go to Wallet.
  2. Click on the card you requested to confirm.
  3. Click Confirm card.
  4. Enter the 4-digit code and click Confirm.