Getting Started with Your PayPal Account

Sep 03 2019 | PayPal editorial staff

Create your personal account to pay securely when you shop online.

Why PayPal?

Having a PayPal account is like getting a digital wallet that protects your data and helps you get more out of your payments. Not only does it allow you to shop and pay without typing in your payment card details each time, you keep your financial details stored and unshared on an encrypted networkAnd if you’re still wondering why you should get one, here are more reasons to:   

Flash deals and tickets get snapped up fast. Typing your credit or debit card details is slow and time-consuming. PayPal helps you score more buys with speedier checkouts. 

You won’t need to look for your wallet or card while shopping online with PayPal. And with One Touch, you can go straight to review and pay. 

Each time you disclose your financial details is another exposure to riskUsing PayPal keeps your financial information more secure no matter which website you shop on. 

PayPal lets you link all your cards to one place and choose your preferred card to pay. You’ll still earn reward points* for purchases. 

You’ll also enjoy Buyer Protection# for your payments, as well as refunds on return shipping for eligible goods^. 

With PayPal accepted in more than 200 countries and regions, you can shop brands across the globe and pay in your preferred currency. 

You can also send money, receive payments, and more with your account. Shopping is just the start.

Yes, it is absolutely free to set up your PayPal personal account, and you can do it right now! Read on to find out how. 

Already have one? Link your cards to start shopping and earning reward points. 

How To Sign Up 
Signing up is easy and we’ve broken down the steps to guide you through the process.

When you see the PayPal button while checking out: 

You can choose to sign up while checking out on any online store that accepts PayPal. All you need to do is to choose PayPal as your payment option, and you will be brought to PayPal’s secure network where you can enter your personal and billing information. 

Already signed up for an account? Here’s how to add a credit or debit card. 

On the PayPal website:  

STEP 1: Select your account type 

Signing up can also be done on our website. Simply select For You in the left box option.

STEP 2: Create your login details 

Let us know the email address and the password you want to use. These will be what you need to log into your account in the future, so make sure to choose a password only you know. 

If you’ve already got a business account set up, you’ll need to set up your new account with a personal email address, bank account and credit or debit card. You can also choose to upgrade your personal account to a business one if you don’t already have one. 

STEP 3: Tell us more about yourself 

Let us know more details such as your name, date of birth, address and contact details. Do ensure the details are the same as those in your HKID, and don’t forget to check the box to accept our terms and conditions.  

STEP 4: Link your credit or debit card  

Adding a credit or debit card to your PayPal account not only saves you time when you shop online, but safeguards your financial information and purchases against potential fraud. You can link your credit or debit cards to start shopping immediately. 

STEP 5: Verify your email address  

Once your account is created, we will send you an email to confirm your email address. We’ll also email you each time you make a payment so you can easily track your shopping. 

Click on Confirm Email Address to verify your email address on our network. And that’s it, you now have your account set up and ready to go! 

Still unsure of how you can use PayPalHere's a video to find out more. 


The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.


*Reward schemes may differ when using PayPal. Please refer to your credit card provider for details 


^Up to 3 refunds to the value of $20 USD each until 31st December 2018. Terms and conditions, including our user agreement, shall apply.  


#For eligible orders within 180 days of payment. See Terms and Conditions for further information 

Frequently asked questions.

You can add users to your PayPal business account, create multiple logins and access levels, and assign specific privileges so your employees can complete tasks for you. This feature allows you to provide PayPal account access to up to 200 employees, each with a unique login ID and level of authority.

Here's how you can add users to your PayPal account:

  1. Go to Account Settings.
  2. Click Update in the "Manage Users" section.
  3. Click Add user.
  4. Provide the user’s information, and follow the instructions to complete adding the user.

If you received a payment notification from PayPal that means someone has sent you a payment through PayPal. You can accept this payment by signing up for a PayPal account with the same email address you received the notification. Simply click Sign Up at the top of the PayPal page and follow the instructions.
For the first time you receive payment with PayPal, youll need to accept the payment manually. Simply go to the “Account Overview” page, and click the Accept button next to the payment you’ve just received. 
If you don’t recognize the payment and don’t want to accept it, you may just ignore the payment notification. The payment will be automatically cancelled after if it hasn’t been claimed by the recipient within 30 days.

Here's how to pay a payment request or invoice:
  1. Go to Activity.
  2. Locate the invoice or payment request, and click Pay.
  3. Review the information, and click Pay or Send Payment Now.
If you don’t have a PayPal account, you can click Pay Now in the payment request or invoice email we sent you, and follow the instructions to sign up for an account to complete the payment.

Learn more about paying online with PayPal in Hong Kong.
 PayPal Instant Update API is a feature of Express Checkout that lets customers view postage options, insurance choices and tax totals at the beginning of the checkout process.

Studies show that buyers are more likely to complete checkout when more transaction details appear sooner and when there are fewer steps in the overall process. By providing important transaction details up front, Instant Update API makes checkout faster and simpler – two factors proven to boost customer sales.

Instant Update API supports Real-Time Postage Options. This gives buyers more accurate postage options based on actual cart items and send-to addresses. The feature also supports Flat-Rate Postage Options and third-party postage and tax calculation.

To get started using Instant Update API, contact your developer/cart partner or visit PayPal Developer Central to learn more.