Help Center answers
Do I need money in my bank account to add funds to my PayPal account?
Yes. You must have enough money in your bank account at the time of the request.
Keep in mind that you don’t need to add money to your PayPal account first to make a payment – you can do it directly from your bank account using Instant Transfer or eCheck.
Paying with your bank is a quick and easy way to keep track of spending. We’ll send you a receipt every time a payment is made from your account so you can keep track of your transactions.