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Your account balance shows how much money you have in your PayPal account.
Keep in mind that you don’t need to have money in your balance to use PayPal. If you add your debit or credit card, you can choose how to pay when you send money or make purchases.
PayPal balance: includes all funds (available and pending) that you have with PayPal.
Total balance: is the current total including all processed transactions. Until the charge is processed, it won’t show up in your total balance. For example, if you place an order with a merchant, they may wait to charge your PayPal account until they actually ship your item.
Keep in mind that there may be a delay between when a transaction is processed and when it appears in your Recent Activity.
Available balance: is the amount of money that’s currently available to use1 or withdraw. You can use this to send or withdraw money. It’s shown in your default currency.
1 Sending money from a PayPal balance is not available in all countries. Please check the PayPal website.