Help Center answers
Do I need a PayPal account to pay for an eBay item?
No. You can use a credit card to pay for things on eBay if you don’t have a PayPal account. As a PayPal guest you can use your credit card, with guest checkout, up to 15 times to pay for things on eBay.
By signing up for a PayPal account, though, you have more options when you pay. You’ll be able to pay with your PayPal balance or — if that isn’t enough to cover a payment — you can pay directly from your bank account or use your debit or credit card.
Whatever payment method you choose, your financial information is secure. Merchants get paid but never see your bank account details or debit/credit card numbers.