Welcome to business funding with PayPal Working Capital

  • Simple application
  • One affordable fixed fee
  • Repay as you get paid

Ready to get started?Apply Now

*Please note: Due to high demand, application processing may be delayed.*


Why choose PayPal Working Capital?


Simple pricing, simple payments

See how much funding you could receive.


How much could I receive?

How much funding could I receive?

Your maximum cash advance amount is based on your PayPal sales volumes, account history, and any prior usage of PayPal Working Capital (where relevant).

Applying has no impact on your business or personal credit score and, if you’re approved, you’ll get your funds in minutes.


How much does it cost?

1 Fixed Fee

How much does it cost?

With PayPal Working Capital, you pay just one fixed fee, determined by:

  • Your business's PayPal sales and account history

  • The repayment percentage you select

  • The amount of your cash advance


How do I repay?

80% to your business and 20% to cash advance repayment

How do I repay?

Repayments are automatically deducted from your PayPal account when you have sales, based on the repayment percentage you choose when you apply.

For periods when you don't have sales, you won’t make any repayments. However, regardless of sales volume, you’re required to meet a minimum level of repayments every 90 days. This will be no more than 10% of your total cash advance (including the fixed fee), but the exact amount will depend on your business profile and the options you select. You’ll be told your specific amount in your terms and during the application process. For full details and other requirements that apply, see the FAQ.

You can also make additional payments to repay your cash advance sooner – without any additional charges.


The PayPal difference

PayPal Working Capital makes it faster and easier for your business to get funding.


Contact Us

If you are a new customer interested in PayPal Working Capital please call

0800 368 7173

Monday to Friday

8.30am – 4.30pm

Ready to get started?

Apply Now