Telephone payments made easy.

Virtual Terminal from PayPal is your one-stop payment solution.

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Your online terminal

Use Virtual Terminal to process mail order and phone payments where you have an internet connection and a modern computer, smartphone or tablet. Up to 200 staff can log in at the same time, from multiple locations.

All for just £20 per month plus transaction fee.

Virtual simplicity

Getting paid is so easy. There's no software to install. Just log in, enter the order and customer payment details and you're done. All major cards are accepted and the money should be in your PayPal account within minutes.

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Fast payments

With Virtual Terminal money is paid into your PayPal account straight away, even from cards. You don't need a traditional merchant account. You don't pay for equipment you don't want. And you're not surprised by hidden costs or set-up charges.

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Add a card reader

Add PayPal Here to take physical card and PayPal payments wherever you do business. It's just £49.95 per card reader plus a transaction fee.

Explore PayPal Here

Consider our 'all-in-one'

If you want to create an online checkout for customers, consider Website Payments Pro, which you can use alongside Virtual Terminal (Note: it is not included as standard and requires additional approval).

Explore our Pro solution

Real support

We're there for you, every step of the way. Whether it's conducting powerful fraud projection for you behind the scenes or talking you through the implications of PCI compliance over the phone.

Protection against fraud

With Virtual Terminal you benefit from 3-D Secure, the industry wide initiative that adds another layer of safety to your business. Reduce unauthorised chargebacks to save time and money. We also conduct powerful fraud protection through our fraud screens, address (AVS) and card verification (CVV2) checks and 128-bit encryption.

Help with compliance

When you handle credit and debit card data directly you need to fulfil Payment Card Industry Data Security Standard (PCI DSS), also known as PCI compliance. Our dedicated customer service team will be happy to support you through this process - just ask.

Explore PCI compliance

Got questions?

We're here to help make getting paid easy. Call us on:
0800 358 7929*
*Freephone from a UK landline. However, costs from mobile may apply and are dependent on the terms of agreement with your network operator. If you are calling from outside the United Kingdom, use the following phone number: 00353 1 436 9004 (international call charges may apply)

Or contact us
Your monthly sales up to £1,500 £1,500.01 - £6,000.00 £6,000.01 - £15,000.00 £15,000.01 - £55,000.00 +£55,000
Transaction fee 3.4% + 20p 2.9% + 20p* 2.4% + 20p* 1.9% + 20p* Call

0800 358 7929**

for pricing
Nonprofit discounted rate 1.4% + 20p
Micropayments*** 5% + 5p

PayPal Here

One-time purchase of only £49, incl. VAT & free delivery, plus a small fee per transaction:

  • 2.75% for payments using Chip & PIN cards and PayPal Check In.
  • 3.4% + 20p for card payments made by swiping the magnetic stripe or manually keying in the card details.
  • Tiered Merchant Rates do not apply to payments received through PayPal Here