PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.


Last Updated: 24, November 2020

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates’.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.


International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table.

Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.

Relevant Country/
Territory

Rates published below apply to PayPal accounts of residents of the following country/territory:

Country/Territory list

United States (US)

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Commercial Transaction Rates

When you buy or sell goods or services, receive payments through QR codes, make any other commercial type of transaction, send or receive a charity donation, or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Transaction TypeRate
Commercial Transactions - Online2.90% + fixed fee
Commercial Transactions – In-Store2.70% + fixed fee
PayPal’s pay later offers2.90% + fixed fee
QR code Transactions1.90% + fixed fee
Venmo2.90% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Payment TypeRate
Commercial Transactions - Online1.50%
Commercial Transactions – In-Store1.50%
PayPal’s pay later offers1.50%
QR code Transactions1.50%
Venmo1.50%

Fixed fee for commercial transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

Fixed fee for QR code transactions (based on currency received)

CurrencyFee
Australian dollar0.10 AUD
Brazilian real0.20 BRL
Canadian dollar0.10 CAD
Czech koruna3.00 CZK
Danish krone0.70 DKK
Euro0.10 EUR
Hong Kong dollar0.80 HKD
Hungarian forint30.00 HUF
Israeli new shekel0.40 ILS
Japanese yen12.00 JPY
Malaysian ringgit0.70 MYR
Mexican peso2.00 MXN
CurrencyFee
New Taiwan dollar3.00 TWD
New Zealand dollar0.15 NZD
Norwegian krone1.00 NOK
Philippine peso5.00 PHP
Polish zloty0.50 PLN
Russian ruble3.00 RUB
Singapore dollar0.20 SGD
Swedish krona1.00 SEK
Swiss franc0.10 CHF
Thai baht4.00 THB
UK pounds sterling0.10 GBP
US dollar0.10 USD

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Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

Transaction TypeRate
Charity Transactions2.20% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.

Additional percentage-based fee for international charity transactions

Transaction TypeRate
Charity Transactions1.50%

Fixed fee for charity transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

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Advanced Credit and Debit Card Payments

Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the Advanced Credit and Debit Card Payments and Virtual Terminal Agreement. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments.

Receiving transactions using Advanced Credit and Debit Card Payments

Payment typeRate
Advanced Credit and Debit Card PaymentsCommercial Transaction Rates

Fixed fee for Advanced Credit and Debit Card transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

Other fees for using Advanced Credit and Debit Card transactions

ActivityDescriptionRate
Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive, a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction

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Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.

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PayPal Cash and Cash Plus

PayPal offers two types of balance accounts commonly referred to as PayPal Cash and PayPal Cash Plus.

For more information and a complete listing of fees associated, please refer to the PayPal Cash and PayPal Cash Plus Terms and Conditions.

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PayPal Here Rates

Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time.

Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Here agreement. These rates will apply to all commercial transaction payments received using PayPal Here.

Standard rate for receiving transactions using PayPal Here

Payment TypeRate
Card Present Transactions2.70%
Keyed Transactions3.50% + fixed fee
PayPal Transactions (In Store)2.70%
QR code Transactions2.70%

Receiving international transactions using PayPal Here

The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

Additional percentage-based fee for international PayPal Here transactions

Payment TypeRate
Card Present1.50%
Keyed Transactions1.50%
PayPal Transactions (In Store)1.50%
QR code Transactions1.50%

Charity rates for receiving transactions using PayPal Here

Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here agreement for more details.

Payment TypeRate
Card Present Transactions2.70%
Keyed Transactions3.50% + fixed fee
PayPal Transactions (In Store)2.70%
QR code Transactions2.70%

Charity rate for receiving international transactions using PayPal Here

The fee for receiving domestic charity PayPal Here transactions applies plus the additional percentage-based fee for international charity PayPal Here transactions.

Additional percentage-based fee for international charity PayPal Here transactions

Payment TypeRate
Card Present1.50%
Keyed Transactions1.50%
PayPal Transactions (In Store)1.50%
QR code Transactions1.50%

Fixed fee for PayPal Here transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.15 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.15 USD

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PayPal Website Payments Pro and Virtual Terminal Rates

PayPal’s Website Payments Pro (Pro/Direct Payments) and Virtual Terminal (VT) solutions can be integrated into your online and in-person checkout solutions, providing you and your customers with flexibility and security when processing payments. You must accept the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement before receiving Pro/VT payments.

Use of Pro and/or VT is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement. These rates will apply to all commercial transaction payments received using Pro and/or VT. Any reference to “fixed fee” for Pro transactions means the fixed fee for Pro and VT transactions.

Capitalized terms in this section are defined in the PayPal Website Payments Pro and Virtual Terminal Agreement.

Receiving transactions using Pro/Direct Payments

Payment typeRate
US Transactions2.90% + fixed fee
American Express Transactions3.50%

Receiving transactions using VT

Payment typeRate
US Transactions3.10% + fixed fee
American Express Transactions3.50%

Receiving international transactions using Pro/Direct Payments and VT

The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

Additional percentage-based fee for international Pro/Direct Payments and VT transactions

Payment TypeRate
Pro/Direct Payments1.50%
Virtual Terminal (VT)1.50%
Pro/Direct Payments - American Express Transactions1.50%
VT - American Express Transactions1.50%

Charity rates for receiving transactions using Pro/Direct Payments and VT

Subject to eligibility, application, and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation, on the following criteria: qualifying monthly sales volume, size of average shopping cart, and an account in good standing. See our PayPal Website Payments Pro and Virtual Terminal Agreement for more details.

Payment TypeRate
Pro/Direct Payments2.20% + fixed fee
Virtual Terminal (VT)2.40% + fixed fee

Fixed fee for Pro/Direct Payments & VT transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

Other fees for using Pro/Direct Payments or VT

ActivityDescriptionFee
Account Monitoring ServiceOptional Service
  • 29.95 USD set up fee
  • 19.95 USD per month
Advanced Fraud Management FiltersOptional Service
  • 20.00 USD per month
  • 0.05 USD per transaction
Advanced Fraud Protection ServicesOptional Service
  • 10.00 USD per month
  • 0.05 USD per transaction
Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
Buyer Authentication ServiceOptional Service
  • 10.00 USD per month
  • 0.10 USD per transaction
Card Verification TransactionsFor each account verification request0.30 USD
Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction
Monthly FeesPayments Advanced5.00 USD
Payments Pro30.00 USD
Payments Pro Payflow30.00 USD
Virtual Terminal30.00 USD
Recurring Billing Optional Service10.00 USD per month
Recurring Payment ToolOptional Service30.00 USD per month
Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction via PayPal Payments Pro.0.30 USD

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Payment Gateway

Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.

Receiving transactions using Payflow

Payment typeFee
Payflow Pro Transaction0.10 USD
Payflow Link Transaction0.10 USD

Other fees for using Payflow

ActivityDescriptionFee
Monthly FeesPayflow Pro 25.00 USD
Payflow LinkNo fee
PayPal Recurring Billing Service
(Monthly)
Payflow Pro10.00 USD
Payflow Link10.00 USD
PayPal Fraud Protection Services
(Monthly)
Basic PackageNo fee
Advanced Package10.00 USD
Buyer Authentication +10.00 USD
PayPal Fraud Protection Services
(Monthly Excess Transaction Fee)
Basic PackageNo fee
Advanced Package0.05 USD
Buyer Authentication +0.10 USD
Recurring Billing ServiceNo fee

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Mass Payments

Mass Payments makes it easy to organize many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below depending on the type of payment and currency in which it is sent.

Sending Mass Payments

TransactionRate
US2% of total transaction amount (not to exceed the maximum fee cap below)
US
  • When using the Payouts API
Flat Rate see fee table below
Other International Mass Payment2% of total transaction amount (not to exceed the maximum fee cap below)

Fee and maximum fee cap for Mass Payments

Based on payment currency:

CurrencyUS Maximum Fee CapUS – When using the
Payouts API Fee
Other International
Maximum Fee Cap
Australian dollar1.25 AUD0.32 AUD24.00 AUD
Brazilian real2.00 BRL0.50 BRL40.00 BRL
Canadian dollar1.25 CAD0.32 CAD24.00 CAD
Czech koruna24.00 CZK6.00 CZK400.00 CZK
Danish krone6.00 DKK1.50 DKK120.00 DKK
Euro0.85 EUR0.22 EUR16.00 EUR
Hong Kong dollar7.00 HKD1.75 HKD160.00 HKD
Hungarian forint210.00 HUF53.00 HUF6000.00 HUF
Israeli new shekel4.00 ILS1.00 ILS80.00 ILS
Japanese yen120.00 JPY30.00 JPY2000.00 JPY
Malaysian ringgit4.00 MYRNot Applicable80.00 MYR
Mexican peso11.00 MXN2.75 MXN300.00 MXN
New Taiwan dollar33.00 TWD8.00 TWD800.00 TWD
New Zealand dollar1.50 NZD0.38 NZD30.00 NZD
Norwegian krone6.75 NOK1.70 NOK120.00 NOK
Philippine peso50.00 PHP12.50 PHP1000.00 PHP
Polish zloty3.00 PLN0.75 PLN60.00 PLN
Russian ruble30.00 RUB60.00 RUB600.00 RUB
Singapore dollar1.60 SGD0.40 SGD32.00 SGD
Swedish krona9.00 SEK2.25 SEK160.00 SEK
Swiss franc1.30 CHF0.33 CHF20.00 CHF
Thai baht36.00 THB9.00 THB800.00 THB
UK pounds sterling0.65 GBP0.17 GBP14.00 GBP
US dollar1.00 USD0.25 USD20.00 USD

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Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process payments under 10.00 USD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your applicable PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

TransactionRate
US5.00% + micropayments fixed fee
International micropayments5.00% + 1.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

CurrencyFee
Australian dollar0.05 AUD
Brazilian real0.10 BRL
Canadian dollar0.05 CAD
Czech koruna1.67 CZK
Danish krone0.43 DKK
Euro0.05 EUR
Hong Kong dollar0.39 HKD
Hungarian forint15.00 HUF
Israeli new shekel0.20 ILS
Japanese yen7.00 JPY
Malaysian ringgit0.20 MYR
Mexican peso0.55 MXN
CurrencyFee
New Taiwan dollar2.00 TWD
New Zealand dollar0.08 NZD
Norwegian krone0.47 NOK
Philippine peso2.50 PHP
Polish zloty0.23 PLN
Russian ruble2.00 RUB
Singapore dollar0.08 SGD
Swedish krona0.54 SEK
Swiss franc0.09 CHF
Thai baht1.80 THB
UK pounds sterling0.05 GBP
US dollar0.05 USD

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Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

The chargeback fee is based on the currency received as follows:

Chargeback fees

CurrencyFee
Australian dollar22.00 AUD
Brazilian real35.00 BRL
Canadian dollar20.00 CAD
Czech koruna400.00 CZK
Danish krone120.00 DKK
Euro16.00 EUR
Hong Kong dollar155.00 HKD
Hungarian forint4,325.00 HUF
Israeli new shekel75.00 ILS
Japanese yen1,875.00 JPY
Malaysian ringgit65.00 MYR
Mexican peso250.00 MXN
CurrencyFee
New Taiwan dollar625.00 TWD
New Zealand dollar28.00 NZD
Norwegian krone125.00 NOK
Philippine peso900.00 PHP
Polish zloty65.00 PLN
Russian ruble640.00 RUB
Singapore dollar28.00 SGD
Swedish krona150.00 SEK
Swiss franc22.00 CHF
Thai baht650.00 THB
UK pounds sterling14.00 GBP
US dollar20.00 USD

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Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

CurrencyFee
Australian dollar25.00 AUD
Brazilian real65.00 BRL
Canadian dollar20.00 CAD
Czech koruna350.00 CZK
Danish krone100.00 DKK
Euro14.00 EUR
Hong Kong dollar115.00 HKD
Hungarian forint4,585.00 HUF
Indian Rupee1080.00 INR
Israeli new shekel55.00 ILS
Japanese yen1,630.00 JPY
Malaysian ringgit65.00 MYR
Mexican peso300.00 MXN
CurrencyFee
New Taiwan dollar455.00 TWD
New Zealand
dollar
25.00 NZD
Norwegian krone140.00 NOK
Philippine peso760.00 PHP
Polish zloty60.00 PLN
Russian ruble1125.00 RUB
Singapore dollar20.00 SGD
Swedish krona145.00 SEK
Swiss franc15.00 CHF
Thai baht465.00 THB
UK pounds
sterling
12.00 GBP
US dollar15.00 USD

High Volume Dispute Fees

CurrencyFee
Australian dollar50.00 AUD
Brazilian real130.00 BRL
Canadian dollar40.00 CAD
Czech koruna700.00 CZK
Danish krone200.00 DKK
Euro28.00 EUR
Hong Kong dollar230.00 HKD
Hungarian forint9,170.00 HUF
Indian Rupee2160.00 INR
Israeli new shekel110.00 ILS
Japanese yen3,260.00 JPY
Malaysian ringgit130.00 MYR
Mexican peso600.00 MXN
CurrencyFee
New Taiwan dollar910.00 TWD
New Zealand
dollar
50.00 NZD
Norwegian krone280.00 NOK
Philippine peso1520.00 PHP
Polish zloty120.00 PLN
Russian ruble2250.00 RUB
Singapore dollar40.00 SGD
Swedish krona290.00 SEK
Swiss franc30.00 CHF
Thai baht930.00 THB
UK pounds
sterling
24.00 GBP
US dollar30.00 USD

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Currency Conversions

For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.

Converting payments in another currency

Type of TransactionCurrency Conversion Spread
  • Paying for goods or services in a currency other than the currency the goods or services are listed in.
  • Sending money to a friend or family member such that they receive a different currency from the currency you pay in.
  • Sending money using PayPal’s Payouts or MassPay products such that your recipients receive a different currency from the currency you pay in.
4.00%, or such other amount as may be disclosed to you during the transaction.
  • All other transactions
3.00%, or such other amount as may be disclosed to you during the transaction.

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E-check Fees

Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving E-check fees

CountryRate
Per each payment transactionCommercial Transaction Rates

Maximum fee cap for E-checks

CurrencyMaximum fee cap
Australian dollar300.00 AUD
Brazilian real500.00 BRL
Canadian dollar300.00 CAD
Czech koruna5000.00 CZK
Danish krone1500.00 DKK
Euro200.00 EUR
Hong Kong dollar2500.00 HKD
Hungarian forint54,000.00 HUF
Israeli new shekel1100.00 ILS
Japanese yen24,000.00 JPY
Malaysian ringgit1000.00 MYR
Mexican peso3500.00 MXN
New Taiwan dollar9000.00 TWD
New Zealand dollar400.00 NZD
Norwegian krone1600.00 NOK
Philippine peso13,000.00 PHP
Polish zloty800.00 PLN
Russian ruble12,000.00 RUB
Singapore dollar400.00 SGD
Swedish krona1800.00 SEK
Swiss franc300.00 CHF
Thai baht9000.00 THB
UK pounds sterling200.00 GBP
US dollar300.00 USD

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Transfers Out of PayPal

You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Transferring balance from a business PayPal account

Transfer toTransfer TypeRate
Bank accountLocal AccountNo Fee (when no currency conversion is involved)
Instant
1.00% of amount transferred
CardsInstant
1.00% of amount transferred

Withdrawal Limits – Instant Transfer for Bank

FrequencyMaximum (up to)
Per transaction25,000.00 USD

Withdrawal Limits – Instant Transfer for Cards

FrequencyMaximum (up to)
Per transaction50,000.00 USD
Per day100,000.00 USD
Per week250,000.00 USD
Per month500,000.00 USD

Maximum fees

Based on withdrawal currency:

CurrencyMaximum Fee
US dollar10.00 USD

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Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

ActivityDescriptionRate
Bank Return on Transfer out of PayPalThis fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.No Fee
Commercial Transaction RefundsFull Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
PayPal Business Debit MasterCardUse of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice
PayPal Cash MasterCardUse of the PayPal Cash MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Cash MasterCard Cardholder Agreement

Credit Card and Debit Card Link and Confirmation Table

CurrencyFee
Australian dollar2.00 AUD
Brazilian real4.00 BRL
Canadian dollar2.45 CAD
Czech koruna50.00 CZK
Danish krone12.50 DKK
Euro1.50 EUR
Hong Kong dollar15.00 HKD
Hungarian forint400.00 HUF
Israeli new shekel8.00 ILS
Japanese yen200.00 JPY
Malaysian ringgitNot Applicable
Mexican peso20.00 MXN
CurrencyFee
New Taiwan dollar70.00 TWD
New Zealand dollar3.00 NZD
Norwegian krone15.00 NOK
Philippine peso100.00 PHP
Polish zloty6.50 PLN
Russian ruble60.00 RUB
Singapore dollar3.00 SGD
Swedish krona15.00 SEK
Swiss franc3.00 CHF
Thai baht70.00 THB
UK pounds sterling1.00 GBP
US dollar1.95 USD

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