Policy Updates


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Policy Updates


Notice of Amendment(s) to the Germany PayPal Agreement(s)

Issued: 26 September, 2022


This Page

This page details and/or previews updates to PayPal users of changes to the Germany PayPal User Agreement or other online agreements, policies, or statements that require notice. You can also review Past Policy Updates notices. Note that additional changes could be made to previewed agreements on or before the effective dates listed, provided the applicable notice requirements are met.


Upcoming Changes

We’re making changes to certain agreements (listed below) that govern your relationship with PayPal. These changes will take place automatically on the corresponding effective date(s) shown below.


Actions Needed

Please carefully review the notices below and familiarize yourself with the upcoming changes. By continuing to use our services after the changes take effect, you agree to be bound by those changes. Otherwise, no further action is needed from you to accept such changes. However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.


Amendment to the Terms of Use for Rechnungskauf mit Ratepay

Effective 19 December, 2022:

  • We are incorporating upcoming product enhancements including the circumstances when PayPal may share shipping information with Ratepay for improved customer service.
  • We are clarifying the reimbursement process for VAT on uncollectable receivables. Review the updated Terms of Use for Rechnungskauf mit Ratepay.


Amendments to the PayPal User Agreement

Effective October 31, 2022:

  • Business accounts cannot receive personal transactions. Business account holders wishing to receive personal transactions will need to make use of a personal account.
  • If you integrate or reference PayPal services on your website, we are clarifying that PayPal may use automated technologies (e.g., website crawling) to assess your website to ensure compliance with the user agreement and to combat fraud.
  • Moving the PayPal Advertising Program terms to the User Agreement from PayPal’s Seller Protection program.
  • Introducing 18 additional currencies for withdrawals from a PayPal account and clarifying the minimum and maximum fees that may apply where withdrawal transactions are made in these currencies.

Review the updated PayPal User Agreement


Amendments to the Terms and Conditions for the use of Pay in 30 Days

Effective October 31, 2022:


Amendment to the Terms of Use for Rechnungskauf mit Ratepay

Effective October 31, 2022:


Amendments to the PayPal Generosity Network Terms and Conditions

Effective October 31, 2022:

  • Generosity Network is being renamed as PayPal Fundraisers, and we're updating all relevant references accordingly. In the fee pages, we are only updating the relevant references, not changing the fees themselves.
  • In addition, we are removing references to business fundraisers to reflect that only users with personal accounts may create fundraisers.

Review the updated PayPal Fundraisers Terms and Conditions

Review the updated Consumer Fees Page

Review the updated Merchant Fees Page