Choosing the Right Account Type
- Personal Account
Ideal if you shop online. Make secure payments on eBay and merchant websites using your credit card, debit card, or bank account. Premier Account
Perfect for both buying and selling. Make secure payments on eBay and merchant websites. Plus, accept credit card, debit card, and bank account payments for low fees.Business Account
The right choice for your online business. Accept credit card, debit card and bank account payments for low fees.
Compare PayPal Account Types
| Account Benefits | Personal | Premier | Business | Student* |
|---|---|---|---|---|
| Send money |  | | | |
| 24-hour fraud surveillance | | | | |
| Customer Service availability | | | | |
| eBay Tools | | | | |
| Merchant Services | Limited | | | Limited |
| Accept credit or debit cards | | | | |
| PayPal Debit Card | Limited | | | |
| Multi-user access | |
PayPal allows members to have one Personal account and one Premier or Business account. However, each PayPal account must contain unique email addresses and financial information. You may upgrade your account at any time.