What are my payment and funding options when I use my PayPal account?

When you pay for something, the first thing we’ll do is check your PayPal balance to see if you have enough to cover the payment. If you have enough money in your balance, we’ll use your balance to make the payment. If you don’t have enough money in your balance, you can choose to pay with your bank account, debit card, or credit card.

To make sure you’re using the payment method you want, click More Funding Options or Change before you send your payment.

Adding money to your PayPal balance

You can add money to your PayPal balance from your bank account. If you bank online, you can usually link your bank account to your PayPal account in a few minutes. If you don’t bank online, it only takes a few days to link accounts.

To add money:

  1. Under "PayPal balance" click Add money.
  2. Choose the bank account and amount of money and click Add .