If a payment is funded through a funding source that is a bank account, and that bank account rejects the payment because of insufficient (NSF) or uncollected funds, PayPal at its discretion may attempt to resend or represent the entry up to two (2) additional times. If the payment transaction has failed for insufficient or uncollected funds, representment of a transaction may occur even if you have attempted to add funds to your PayPal account or if the recipient has initiated a return of the payment to your account.
What happens when an authorized payment is returned for insufficient or uncollected funds by my bank?
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What happens to the funds from a Denied payment when I use a credit card or debit card?When a credit or debit card payment is denied by the recipient, PayPal refunds the transaction fee to the card that was used. If credit is not issued or posted on your card or bank statement within 30 days, you need to contact the card issuer or bank. What happens after I end my Money Pool?After you end your Money Pool you will no longer be able to accept contributions. You will still be able see all the contributions but will no longer be able to edit it. To transfer the money, click the transfer button.What are my payment and funding options when I use my PayPal account?When you pay for something, the first thing well do is check your PayPal balance to see if you have enough to cover the payment. If you have enough money in your balance, well use your balance to make the payment. If you dont have enough money in When I make an eCheck payment, when will the money be debited from my bank account?An eCheck is an electronic funds transfer from your bank account to another customers PayPal account. It is used to fund a payment that is sent from your PayPal account. Its like writing a check, but you send it electronically. Your payment will show as pending until the What happens to payments that aren't collected after 30 days?Payments that are not collected after 30 days are returned to the sender and marked as Returned in the Transaction History. PayPal members can manually reverse unclaimed payments before the 30-day automatic reversal. Members may also reverse unclaimed payments before the 30-day automatic reversal if the recipient has What are the payment types when I send money?The payment types for a purchase are: Services: to pay for things like your internet service. Goods: to pay for non-eBay goods. eBay Items: to pay for your eBay purchases. The payment types for a personal payment are: Gift: to send money as a gift, like for a What is a bank reversal?A bank reversal, sometimes known as an ACH Return, is when PayPal receives a request to return funds for a transaction that was funded by a bank account. A request for a bank reversal can come from the buyer who holds the bank account or the bank itself. What happens after I send money?After you send money, the recipient receives an email notification of your payment. After clicking on the link included in the email, the recipient can log in to PayPal or sign up for a new account, and the money will immediately appear in his account balance. Tip: PayPal What is One Touch and how do I use it?What is One TouchTM? One TouchTMallows you to complete purchases faster while still keeping your financial information secure. When you log into PayPal, with your mobile phone or from a desktop, tablet or laptop you can choose to stay logged-in for easier, faster checkout across all eligible merchants. Why did I get result code 50?Issue PayPal returned result code 50 - Insufficient funds. Cause The card-issuing bank declined the card due to insufficient funds in the customers account. Solution Ask your customer to provide another form of payment. For help resolving this issue or others, visit PayPals Contact Customer Service page.My payment was denied, but the money has not been returned to me. Why?Money from a denied payment is returned to the appropriate funding source for that payment. If you used money from your PayPal balance to make the payment, the money is returned to your PayPal account. If you made the payment with a credit card, the money is returned Why did I get API error code 10321?Issue PayPal returned API error code 10321 - Insufficient Funds when using Mass Payment. Cause Your PayPal account has insufficient funds to cover the total of the Mass Payment transactions plus PayPals Mass Payment fees. If youre waiting for funds to clear from an eCheck, these funds arent What does it mean on my transaction history if the Mass Payments status says: processing, denied, processed, or completed?Your transaction history shows your Mass Payment status with one of these messages: Processing: Your Mass Payment is in the works. Denied: The Mass Payment request wasnt approved and no funds were sent. This might have happened if you didnt have enough funds in your account. Processed: Your What is a temporary hold by PayPal?When a temporary hold is placed on a payment, the funds are not available to the sender or the recipient. There are several different reasons why a payment may be held. Sometimes we need to confirm the source of the funds for the payment to make sure that What shipping couriers can I use to get my funds sooner?You can expedite the release of held funds by simply processing your sales quickly and providing the tracking information. Upload the tracking number of one of our supported carriers (below) and well release the payment within three days of the courier confirming delivery. Alternatively, if youre shipping the What is my backup payment method?Your backup payment method is the debit card, credit card, or bank account which is charged if an Instant Transfer fails.What does the status of my sent payments mean?Here are some definitions to help you understand the status of a payment you send: Canceled: You canceled your payment, and the money was credited back to your account. Cleared: Money from an eCheck that you sent has been deposited in the recipients account. Cleared by Payment Review: When a refund is sent, is all the money returned to the sender's account?How a refund is credited depends on how you made the original payment. If you paid using your PayPal balance or bank account, we credit the refund to your PayPal balance. If you paid with a credit or debit card, we credit the refund to your card. Depending How do I get paid?To get paid, someone must send a payment to your email address. Well send you an email at that email address to let you know you have a payment. To receive your payment, you must open a PayPal account and confirm that email address. If you already have
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