What are the fees for a PayPal account?

Signing up for a PayPal account:

Signing up for a PayPal account and downloading the PayPal app are free.


Sending money – personal payments:

Sending money to friends or family using your PayPal balance or bank account is free.

If you use your credit card to make a personal payment in Belgium, a fee will apply.

Receiving money – personal payments:

Receiving money from friends or family when they send it from their PayPal balance or bank account is free.

If the sender uses a credit card as their funding source, a fee will apply.

Purchase payments:

Using PayPal to pay for goods or services is free. When you receive money for the sale of goods and services, a fee will apply.


When you send or receive a payment from someone in a foreign country, a fee will apply. Bear in mind a fee for the currency conversion will also be applied when sending payments in a different currency.

Withdraw/add money:

Transferring money to your bank account or adding money to your PayPal account is free.