Fund your future with PayPal Working Capital.

Make funding for your business simple. With a PayPal business account, you can be eligible for a business loan in as little as 3 months.

Sign Up for PayPal

What is PayPal Working Capital?

PayPal Working Capital is a fast and flexible loan tailored to your business.

Funding in minutes

No long forms to complete and an instant decision based on your PayPal history.

One fixed fee

Adjust your loan amount and repayment percentage for a fee that works for you.

Repay when you get paid

A portion of your future sales goes automatically to repayment.

How it works.

And start getting paid. After 3 months and with just $20,000 per year in sales, you can be eligible for PayPal Working Capital.

  • Paypal Logo

    Open an account

  • Confirm your details

    Doug's Burger Den

    Address

    185 Heath Rd
    Riverstone
    Melbourne
  • Customise offer

    • repay with30% of sales

      Estimated time to repay24months
    • repay with20% of sales

      Estimated time to repay24months
    • repay with10% of sales

      Estimated time to repay12months
  • Doug's Burger Den

    Loan activity

    DateDescription
    14 Jun 2019Loan transfercompleted
    14 Jun 2019Fixed feecompleted
  • Doug's Burger Den

    Loan activity

    DateDescription
    17 Jun 2019First repaymentcompleted
    14 Jun 2019Loan transfercompleted
    14 Jun 2019Fixed feecompleted

Easy eligibility.

Our loan decisions are based on your PayPal account history, so you don’t need things like profit and loss statements, growth projections or business plans to prove you’re worth investing in. So long as you meet these simple requirements, we’re here to support you.**

Minimum 3 months

PayPal business account held in good standing

$20,000

PayPal sales within 12 months

What could you do with a PayPal Working Capital loan?

INVEST IN A NEW PRODUCT LINE.

REFRESH YOUR WEBSITE.

EXPAND YOUR INVENTORY.

TEST OUT NEW MARKETS OVERSEAS.

LAUNCH A NEW CAMPAIGN.

UPGRADE YOUR EQUIPMENT.

GROW YOUR BUSINESS.

INVEST IN A NEW PRODUCT LINE.

The PayPal Working Capital difference.

PayPal Working Capital makes getting funding for your business faster and easier than ever.

PayPal Working Capital

Credit card*

Bank loan*

Application time

5 mins

20 mins

1 hour

Funding time

< 1 min

1 week

3-5 weeks

Repayments

When you make a sale

Monthly billing

Monthly billing

Fees

One fixed fee

Annual and late fees

Application, annual and late fees

Early repayment penalty

No

No

Yes

The fine print.

As with all business loans, there are some requirements. Such as:


1

There’s a minimum repayment for every 90-day period. Your Loan Agreement has the details.

2

It’s business as usual and maintain PayPal as a payment service

3

Standard transaction and currency conversion fees still apply to your sales. See the PDS for details.

Get started with PayPal.

Once you’ve signed up for a PayPal business account, choose a payment solution and start getting paid on your website or app, on marketplaces, by invoice or in person.
PayPal solutions

Get tips and tricks for maximising your sales and growing your business. The sooner you reach $20,000 in PayPal sales, the sooner you may be eligible for a PayPal Working Capital loan.
Business Resource Centre

Sign up today to get PayPal Working Capital.

Sign Up Now

*Source: PayPal competitive analysis based on common industry practices. Times are average only and may vary. Fees are indicative of the types that may be charged by other providers. **Subject to approval at the time of application. PayPal reserves the right to review its eligibility criteria or to withdraw this offer at any time, without notice.

PayPal Working Capital is provided by PayPal Credit Pty Ltd ABN 66 600 629 258.