How PayPal works.
Sign up to PayPal with your email address and create a password. It’s free to sign up.
Add your bank accounts, credit cards and debit cards. We’ll securely encrypt them, ready for when you shop.
Look out for the PayPal button and check out with your email and password on sites and apps worldwide.
Your financial information is securely encrypted within our servers so you can shop with confidence. We also monitor transactions 24/7 for fraud.More about security (Safer)
Add all your cards and bank accounts and choose which one to use at checkout. You don’t need money in your PayPal account to shop and you’ll keep earning reward points with most cards.*Manage your account (Flexible)
Pay with PayPal on millions of mobile sites and apps, or use our app to send money to friends or family. Log in with your mobile number and PIN and check out in seconds.Download our app (Convenient)
Shop with peace of mind. If an eligible item doesn’t arrive or arrives significantly differently to how the seller described it, we’ll help you get your money back – up to $20,000.See Buyer Protection (Protected)
Shop at more than 110,000 Australian stores, and millions more around the world, with PayPal.
+ Up to 8 refunds per PayPal account for eligible purchases per 12 month period. A cap of $45 per refund request applies. The Refunded Returns service is offered by PayPal Pte. Ltd, in partnership with TELUS International Europe, the service provider. See the General Conditions of Use for further information.
* Reward schemes may differ. Please refer to your credit card provider for details.