What are my payment and funding options when I use my PayPal account?

When you pay for something, the first thing we’ll do is check your PayPal balance to see if you have enough to cover the payment. If you do, we’ll use your balance to make the payment. If you don’t have money in your balance, you can choose to pay using your debit or credit card.

To make sure you’re using the payment method you want, click You're sending with or Change Payment Method before you send your payment.

Note: Before using your PayPal account balance to ‘Send Money’ (for goods or services), or to pay when checking out a purchase, we may ask you to complete your identity verification.