If you have linked your bank account but not a credit card, you can send money using your PayPal balance or an eCheque. If you have both a bank account and credit card linked to your account, your payments will be sent via Instant Bank Transfer.

To send an eCheque:

1. Go to Send and Request.
2. Select the type of payment.
3. Enter the required information.
4. Click Continue.
5. Click Change under “Payment Method”.
6. Select eCheque.
7. Click Continue.
8. Review the information and click Send Money to complete the transaction.