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What is PayPal Working Capital and how do I apply?

PayPal Working Capital gives merchants access to the capital they need. PayPal Working Capital is available to select businesses that already process payments through PayPal. If your business qualifies, apply today and we'll customise a special offer for you.

Apply for a PayPal Working Capital loan now.

If you meet the eligibility requirements and are approved for a loan, the process is easy:

  • Select your loan amount. Maximum loan amounts vary based primarily on your PayPal account history.
  • Choose the percentage of your future PayPal sales that you want to go toward repayment of the loan amount and the loan fee.
  • Accept the terms and conditions, and the loan funds are deposited into your account with PayPal.

Your repayments will be taken from your future PayPal sales until your balance is paid in full. You can also make additional payments or even pay the loan in full with no early repayment fee.

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