Buying is usually free.

There is no cost for buying products or services, no need to share your financial information with sellers, and Buyer Protection safeguards your eligible purchases. What a deal.

If your transaction requires a currency conversion, we will use a retail exchange rate (the wholesale cost of foreign currency as denominated by an outside financial institution) plus a conversion service charge of 3.5%.

PayPal will always provide information at checkout on transactions that include a currency conversion. The currency conversion rate will be displayed each time you send a payment in a non-local currency.