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What is the difference between Personal and Business accounts? 

All PayPal accounts allow you to send and receive payments.

Personal Account

Sign up for and use a Personal account to: 

  • Shop and pay online 
  • Send or receive personal payments for shared expenses (for example: splitting a dinner bill or paying rental charges) 
  • Send money as a gift 

We also recommend a Personal account for casual sellers who want to get paid online but also make online purchases.

Business Account

Sign up for and use a Business account to: 

  • Operate under a company/group name  
  • Accept debit card, credit card, and bank account payments for a low fee 
  • Allow up to 200 employees limited access to your account 
  • Access PayPal products such as PayPal Checkout

Account Fees

For more information on fees, click Fees at the bottom of any PayPal page.

To sign up for a PayPal account, visit our sign-up page.

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Why can I no longer send friends and family payments to Business accounts? Why can my Business account no longer receive friends and family payments?

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