• Payments and Transfers
  • Disputes and Limitations
  • My Account
  • My Wallet
  • Login & Security
  • Seller Tools

What is the difference between Personal and Business accounts? 

All PayPal accounts allow you to send and receive payments.

Personal Account

Sign up for and use a Personal account to: 

  • Shop and pay online 
  • Send or receive personal payments for shared expenses (for example: splitting a dinner bill or paying rental charges) 
  • Send money as a gift 

We also recommend a Personal account for casual sellers who want to get paid online but also make online purchases.

Business Account

Sign up for and use a Business account to: 

  • Operate under a company/group name  
  • Accept debit card, credit card, and bank account payments for a low fee 
  • Allow up to 200 employees limited access to your account 
  • Access PayPal products such as PayPal Checkout

Account Fees

For more information on fees, click Fees at the bottom of any PayPal page.

To sign up for a PayPal account, visit our sign-up page.

Was this article helpful?

More ways we can help

How are we doing?
Take our survey