Fees

Online purchasesPersonal payments
PayGet paidSend moneyReceive money
Free1.9% to 3.4% + €0.35 EURFree when you use your PayPal balance

3.4% + €0.35 EUR

for credit card payments
(either the sender or recipient can pay this fee).

If your transaction requires a currency conversion, we use a retail exchange rate. The retail exchange rate is our wholesale cost of foreign currency (determined by an outside financial institution) plus a currency conversion fee. See the Fees Policy page for details.

For cross-border payments, a cross-border fee is included in the transaction fee. See the Fees Policy page for details.