Pay, send, and save smarter. 

Woman in orange dress holding shopping bags and her phone
pay
smarter

Get even more cash back on the brands you love.

  • DoorDash

  • Finish Line

  • Instacart

  • Nike

  • Nordstrom

  • Sephora

  • Ticketmaster

  • Clothing

  • Restaurants

  • Gas

  • Health & Beauty

  • Grocery

5%

cash back

Get hundreds of

cash back offers.

+5%

cash back

Add another 5% from the category you choose every month, when you use the PayPal Debit Card.1

Pay now or pay over time.

It’s your choice.

Pay in 4

interest-free payments.

Paid every two weeks. No late fees. Won't affect your credit score to apply.2

Pay in 6, 12,

or 24 monthly payments.

With $0 down.

No sign-up fees or late fees.3

Pay with the PayPal Cashback Mastercard®.

Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.4

Pay with

PayPal Credit.

PayPal Credit is your always on digital credit line when you check out with PayPal. No interest if paid in full in 6 months on purchases of $99 or more.5

send
smarter

Send money to just about anyone around the world.6

save
smarter

Make your money

work harder.

It’s easy. Really easy.

Get 4.30% APY⁷ with your PayPal Savings account.

It's free to set up, FDIC insured with Synchrony Bank–and you can roll in all the cash back you earn with PayPal so you earn even more.